DS News Webcast: Thursday 5/16/2013

first_img The Best Markets For Residential Property Investors 2 days ago DS News Webcast: Thursday 5/16/2013 Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago 2013-05-16 DSNews Related Articles The Best Markets For Residential Property Investors 2 days ago May 16, 2013 500 Views Share Save Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Home / Featured / DS News Webcast: Thursday 5/16/2013 Is Rise in Forbearance Volume Cause for Concern? 2 days ago  Print This Post Previous: Median Price in Bay Area Rises Over Half-Million Mark Next: Alabama Supreme Court Affirms MERS’ Authority to Assign Mortgages Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Featured, Media, Webcasts Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: DSNews Subscribelast_img read more

DS News Webcast: Friday 11/22/2013

first_img Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago  Print This Post November 22, 2013 549 Views Subscribe Home / Featured / DS News Webcast: Friday 11/22/2013 Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Negative Equity: A New Way of Life in the Recovery Next: Wingspan Appoints 30-Year Veteran to Newly Created Post in Featured, Media, Webcasts Is Rise in Forbearance Volume Cause for Concern? 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago DS News Webcast: Friday 11/22/2013 Demand Propels Home Prices Upward 2 days ago About Author: DSNews 2013-11-22 DSNews The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Credit Access Affected by Diminishing Private-Label Securities Market

first_img Related Articles  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Credit Access Affected by Diminishing Private-Label Securities Market Home / Daily Dose / Credit Access Affected by Diminishing Private-Label Securities Market A diminishing private-label securitizations market among strong government-backed loans presents credit implications for the mortgage market.Director of the Housing Finance Policy Center at the Urban Institute Laurie Goodman highlights in a blog the importance of consumers knowing how the disappearance of the private-label securitizations market affects their access to credit.Goodman also explains that if government-backed securitizations continue to dominate the market, the impact could affect credit availability for all consumers, even those with high net worth and excellent credit and those in expensive areas in need of jumbo loans.A healthy mortgage-backed securities market consists of ample money on hand for lenders to originate new loans, but today’s market is nothing like this.The $718 billion 2007 private-label securities market fell dramatically to $59 billion in 2008, and it has not been above $64 billion since then.Today, the GSEs and Ginnie Mae are the only companies securitizing loans in large numbers. The GSEs typically attract high quality, less risky loans within their limits, while Ginnie Mae mostly caters to minorities and first-time buyers.”Mortgage money is flowing reasonably well to some potential borrowers—those with high-quality, low-risk loans that meet the GSE size limits and minority and first-time homebuyers who qualify for FHA lending,” Goodman wrote. “And because banks are lending to their best customers, mortgage money flows well to borrowers with pristine credit seeking jumbo mortgages.”Borrowers that don’t meet government guidelines and have less than perfect credit are currently locked out of lending as the private-label securities market disappears, according to Urban Institute. Meanwhile, in the future, borrowers with high net worth and perfect credit and those in expensive areas who need jumbo loans could be affected by this falling market if banks retreat further from holding mortgages before this market restarts.”The loss of the private-label securities market could render mortgage securitization an exclusively government-sponsored activity and lock borrowers who need larger loans or have less than pristine credit out of lending,” Goodman stated.Click here to read the complete blog. Previous: Fannie Mae Offers Three Pools of NPLs totaling $1.2 Billion in UPB Next: Ask the Economist: How Have Zero Interest Rates Affected the Housing Industry? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Xhevrije West in Daily Dose, Featured, Market Studies, Newscenter_img Credit Access Private-Label Securities Market Urban Institute 2015-10-09 Brian Honea Subscribe October 9, 2015 2,793 Views Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Credit Access Private-Label Securities Market Urban Institute Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days agolast_img read more

NMSA Sets Sights on Solving Vacant and Abandoned Property Issues

first_imgHome / Featured / NMSA Sets Sights on Solving Vacant and Abandoned Property Issues Previous: Florida Carries Southern Region in Domestic Migration Next: ClosingCorp Introduces SmartEngine The Best Markets For Residential Property Investors 2 days ago in Featured, Foreclosure, Headlines, News  Print This Post Demand Propels Home Prices Upward 2 days ago Abandoned Property Vacant Property Wells Fargo 2017-06-14 Derek Templeton Sign up for DS News Daily About Author: Derek Templeton Servicers Navigate the Post-Pandemic World 2 days ago The National Mortgage Servicing Association (NMSA) announced the appointment of Jim Taylor, SVP of Property Preservation with Wells Fargo Home Mortgage Asset Management, to lead the organization’s effort to mitigate the threat that vacant and abandoned properties pose to homeowners and communities. Taylor, a 30-year industry veteran, leads asset management and preservation of Wells Fargo’s residential servicing portfolio while caring for the interests of the communities it serves. He earned his M.S. in Management from Purdue University concurrently with an MBA from Ecole Superieure de Commerce de Rouen, and a B.S. from the University of Washington.Taylor’s first order of business will be partnering with his peers and regulatory agencies to develop a comprehensive national definition for what constitutes a vacant and abandoned property and honing a strategy for the harmonization of procedure for their treatment. “The concerns presented by the proliferation of vacant and abandoned residential properties are, at their core, consumer protection issues,” said Five Star Institute President and CEO Ed Delgado. “These properties can potentially have a devastating effect on surrounding communities because they often become magnets for vandalism, squatting, and violent crime. In extreme cases, these properties have even led to the tragic loss of life. Jim is the perfect leader for this effort. The depth of his knowledge on the issues surrounding vacant and abandoned properties is matched only by his passion to ensure that these properties are no longer a threat to the communities that our industry serves.”With a membership comprising nearly 80 percent of the mortgage servicing market, the NMSA is a nonpartisan organization driven by top-level executive representation from the nation’s leading mortgage servicing organizations for the purpose of effecting progress and change on the key challenges that face the mortgage servicing industry. By bringing together decision making executives from across the nation, the NMSA drives the agenda on shaping the American housing industry for the benefit of homeowners.“There are many opportunities for servicers, investors, and communities to find common ground for the disposition of property that becomes vacant and abandoned when our customer is facing such financial hardship,” said Taylor. “Reducing the complexity in servicing these loans, and then using the best practices to get the property secured in the right time are critical to reducing adverse impact to our customers, the communities, and the investors. NMSA’s leadership and engagement with a broad range of stakeholders also provide a unique opportunity to find common ground and reach a consensus on the most effective resolution for these properties.” Tagged with: Abandoned Property Vacant Property Wells Fargo Derek Templeton is an attorney based in Dallas, Texas. He practices in the areas of real estate, financial services, and general corporate transactional law. His experience includes time as an Attorney Adviser for the U.S. Small Business Administration and as General Counsel for a nonprofit organization in Dallas. A self-avowed “policy junkie,” he has a keen interest in the effect that evolving federal policy has on the mortgage, default servicing, and greater housing industries. NMSA Sets Sights on Solving Vacant and Abandoned Property Issuescenter_img June 14, 2017 2,038 Views Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

The Housing Market: Six Months After Tax Cuts

first_imgSign up for DS News Daily About Author: Radhika Ojha Related Articles Home / Daily Dose / The Housing Market: Six Months After Tax Cuts June 20, 2018 2,857 Views Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Previous: How Real Estate Pros Are Embracing Mobile Devices Next: How Low Can Foreclosure Rates Go? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Housing Market: Six Months After Tax Cutscenter_img The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Financial Services Committee HOUSING mortgage Rates Tax Cuts tax cuts and jobs act 2018-06-20 Radhika Ojha The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Government, News Tagged with: Financial Services Committee HOUSING mortgage Rates Tax Cuts tax cuts and jobs act  Print This Post Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Thursday, June 21, marks six months since the Tax Cuts and Jobs Act became law. To mark this event, a hearing entitled Empowering a Pro-Growth Economy by Cutting Taxes and Regulatory Red Tape by the Financial Services Committee on Wednesday, looked back at how this act has impacted the economy over the last six months.In his opening statement during the hearing, Sen. Jeb Hensarling, Chairman of the Financial Services Committee said that the passage of this legislation was “incredible good news that has made a great difference in the lives of our constituents.”“Not only do we have tax relief, but we have a new regulatory agenda under this Administration to right-size regulation, and to help market participants actually comply, and to ensure that the burden of this regulatory infrastructure is minimized so that we can have economic growth – and indeed we do,” Hensarling said.The tax reform bill enacted by Congress in December did four main things that impact housing. According to a recent report by CoreLogic, the legislation “cut marginal tax rates, dropped mortgage loan limit for interest deduction to $750,000 from $1 million for a new first mortgage, eliminated deductibility for some second liens, and capped the annual tax deduction for property, state, and local income taxes at $10,000.”Another study, by Moody’s, indicated that the Tax Cuts and Jobs Act of 2017 decreased the tax incentive of homeownership by 1.61 percent from 1.67 percent to 0.06 percent for a family earning $150,000 annually in a high-tax state. It also found that though the legislation greatly reduces the tax benefits of homeownership, the impact on residential mortgage credit performance in the near-term will be neutral.The legislation, according to a pair of economists is also likely to drive migration in the medium to long-term. In a recent Wall Street Journal op-ed, they said that changes instituted by the tax reform bill would ultimately drive millions of people out of blue states such as California and New York and into low-tax red states.Despite detracting these homeownership benefits, a recent study by Zillow found that the legislation would spur billions in spending in the housing industry. According to the study, Americans are primed to channel $13.2 billion in tax savings toward the purchase or rental of a larger home and another $24.7 billion toward home renovations this year.Americans have earmarked the largest portions of their tax savings for “savings and investment” and “paying off debt,” according to Zillow’s survey of more than 10,000 consumers in the 20 largest U.S. markets. Both owners and renters are likely to hold about 29 percent of their savings as “savings and investment.” For owners, another 21 percent will go to paying off debt; renters will put 27 percent toward paying off debt.And this was an aspect pointed out by Hensarling too. “Just in the last couple of weeks, I heard from Brad in Wills Point, ‘the bank my wife works for has given two raises and increased benefits since the passage of the Act.’ I heard from Jim in Royce City in the Fifth District, ‘we take home three to four hundred dollars more per paycheck.’ It is making a difference, but there is so much more to be done,” he said. Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

Black, Hispanic Communities Still Feeling Legacy of Housing Crisis

first_img Share Save Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Loss Mitigation The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago A new report by Zillow states that 31.4% of all foreclosures that occurred between January 2007 and December 2015 occurred in predominantly black and Hispanic communities.According to the report, black communities accounted for 12.7% of foreclosures, and that number grew to 19.4% in Hispanic communities. Zillow further points out that homes in predominantly black and Hispanic communities account for only 17% of all U.S. homes.The amount of foreclosures that occurred in predominantly white communities during that time period was 66.4%, but 81.2% of all homes are located in white communities. Zillow’s report states that, based on the gap in housing between communities of color and white communities, homes in black and Hispanic neighborhoods are 2 and 2.5-times more likely to experience foreclosures than those in white communities.Communities of color in certain metro areas were impacted far worse, as the foreclosure rates in San Francisco for black and Hispanic communities was 4.6% and 38.1%, respectively. Foreclosure rates in white San Francisco communities were at 43.5%, while 62.3% of all homes were located in white communities.The foreclosure rate in San Francisco for black and Hispanic homes was 3.3-times higher than that of white communities, according to Zillow’s analysis.In addition to being more likely to experience foreclosure, an Urban Institute report from 2018 stated that black homeownership rate has seen the most dramatic drop of any racial or ethnic group since 2011—declining 5% compared to a mere 1% drop in white families, and with increases for Hispanic families.Data also found that the homeownership rate of black millennials was at 13% in 2018, compared with 37% for white millennials. In the past 15 years, black homeownership rates have declined to levels not seen since the 1960s, when private race-based discrimination was legal, the report indicated. “The sudden new demand for rental housing caused rents to soar throughout the recession, so homeowners that were foreclosed upon—regardless of racial or ethnic group—were putting a larger portion of their income towards rent every month,” the report stated. Zillow reported that black and Hispanic renters spent around 40% of their incomes on rent each month, and these former-homeowners were never able to benefit from the increases in their homes’ value during the recovery. Home values slowly began to rise after the housing market hit rock bottom more than 10 years ago. Although values for typical foreclosed homes in black and Hispanic communities have yet to return to their housing-bubble peaks, they have more than doubled during the recovery, growing 109.2% in black communities and 122% in Hispanic communities, according to the report. The value of homes in white communities during that same time period increased by 71.6%, and are currently 10.1% more than they were during the peak of the bubble. Zillow states that the typical U.S. home that didn’t succumb to foreclosure grew 52.5% and is currently worth 13.1% more than it was before the recession.The value of foreclosed homes in black and Hispanic communities has continued to grow over the past year. While the national housing market has slowed to 6.6% growth, values of foreclosed homes in back communities has increased by 20.2% and 9.1% in Hispanic communities. Home / Daily Dose / Black, Hispanic Communities Still Feeling Legacy of Housing Crisis The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago April 25, 2019 5,526 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville.  Print This Post Tagged with: Foreclosure Rates Housing Market 2019 Minority Homebuyerscenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Mortgage Servicing Professionals Meet With HUD for Policy Discussion Next: The Industry Pulse: Updates on UBS, LRES, and More Black, Hispanic Communities Still Feeling Legacy of Housing Crisis Subscribe Demand Propels Home Prices Upward 2 days ago Foreclosure Rates Housing Market 2019 Minority Homebuyers 2019-04-25 Mike Albanese About Author: Mike Albanese Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

The Week Ahead: Talking COVID-19 and Regulation

first_img Related Articles The Best Markets For Residential Property Investors 2 days ago About Author: Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Talking COVID-19 and Regulation Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / The Week Ahead: Talking COVID-19 and Regulation Subscribe June 19, 2020 1,397 Views Demand Propels Home Prices Upward 2 days ago 2020-06-19 Seth Welborn  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago DS News has announced the next complimentary webinar presented by Altisource, on Tuesday, June 23 from 2:30–3:30 p.m. CDT. We invite you to join this webinar that covers all of the latest pandemic-related regulations and government actions that could affect your business. Topics covered will include COVID-19, federal regulations, foreclosure moratoriums, REO, and tech.Speakers include:Travis Britsch, VP of Auctions, HubzuTrevor Hall, Director of Foreclosure Auctions Services, HubzuCandace Russell, VP of Post Sale Activities in Default Servicing, Carrington Mortgage ServicesMarissa Yaker, Managing Attorney of Foreclosure, Padgett Law GroupRecent COVID-19 federal regulations include the extension of the federal foreclosure moratorium. The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will extend their single-family moratorium on foreclosures and evictions until at least August 31, 2020. The foreclosure moratorium applies to Enterprise-backed, single-family mortgages only. The current moratorium was set to expire on June 30.”To protect borrowers and renters during the pandemic we are extending the Enterprises’ foreclosure and eviction moratorium. During this national health emergency no one should worry about losing their home,” said Director Mark Calabria.The Agency announced earlier this month that it is extending several loan origination flexibilities currently offered by Fannie Mae and Freddie Mac (the Enterprises) designed to help borrowers during the COVID-19 national emergency, including the authority to purchase mortgages in forbearance, until at least July 31.Register for the webinar, “Regulatory Ripple Effects,” here.Here’s what else is happening in The Week Ahead:NAR Existing Home Sales (Monday)FHFA Home Price Index (Wednesday) Previous: DS5: The Role of Tech in the Mortgage Process Next: U.S. Households Report Overall High Economic Well-Being Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Government, News The Best Markets For Residential Property Investors 2 days agolast_img read more

A5 reopens after 300lb bomb is defused in Aughnacloy

first_img A5 reopens after 300lb bomb is defused in Aughnacloy Guidelines for reopening of hospitality sector published News RELATED ARTICLESMORE FROM AUTHOR WhatsApp Twitter Previous articleCarndonagh principal fears rally noise has distracted exam studentsNext articleFermanagh abuse victim calls for change in law News Highland Facebook Police in Tyrone say the van abandoned outside a police station in Augnacloy in Co Tyrone last night, contained a 300lb bomb.The device failed to detonate and has been made safe by Army bomb disposal officers.The bomb bid has been blamed on dissident republican terrorists.The A5 has now reopened. LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton By News Highland – June 18, 2010 Pinterestcenter_img Pinterest Google+ NPHET ‘positive’ on easing restrictions – Donnelly Facebook Calls for maternity restrictions to be lifted at LUH Three factors driving Donegal housing market – Robinson WhatsApp Twitter Almost 10,000 appointments cancelled in Saolta Hospital Group this week Google+last_img read more

Legal challenge to “Good Neighbours” ruling is dismissed

first_img Pinterest Legal challenge to “Good Neighbours” ruling is dismissed WhatsApp Three factors driving Donegal housing market – Robinson LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Facebook Google+ Pinterest Facebook Previous articleBreaking News – Alan Shatter resigns from governmentNext articleBoyles to miss Carlow Rally News Highland Twitter Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margeycenter_img Calls for maternity restrictions to be lifted at LUH A legal challenge by retired RUC officers against a report citing police failures over the ‘Good Neighbours’ bombing in Derry has been dismissed.In July of last year, the Police Ombudsman found that officers failed in their duty in relation to an IRA 1988 booby-trap bomb which killed Eugene Dalton, Sheila Lewis and Gerard Curran at a house in Creggan.Following a complaint by Mr Dalton’s family, the Police Ombudsman found that officers had information about an IRA booby-trap bomb in a house in the Creggan estate, but did nothing to warn residents of the possible danger.Foyle MLA Colm Eastwood said this evening the fact that a High Court judge has dismissed the challenge by officers to have the findings quashed is further vindication of what the relatives have been saying all along.While the findings should in no way detract from the ultimate culpability of the IRA for this horrendous atrocity, Mr Eastwood said it is clear that the police failed utterly in their duty to protect Eugene Dalton, Sheila Lewis and Gerard Curran.”He criticised the Northern Ireland Retired Police Officer’s Association for showing “utter disregard” for the relatives of the deceased in the manner in which they mounted the legal challenge.The NIRPOA document itself which was littered with errors. It got some of the names of victims wrong, it got the date of the bombing wrong and it got the location wrong.Mr Eastwood added that the full truth of police actions in the lead up to the explosion and the subsequent investigation must be made available to the families of those killed.The loved ones of those are entitled to be given the full truth as to what happened, he said, and it is vital that all retired officers co-operate fully to ensure the truth is revealed. Twitter Almost 10,000 appointments cancelled in Saolta Hospital Group this week WhatsApp Google+ RELATED ARTICLESMORE FROM AUTHOR Guidelines for reopening of hospitality sector published News By News Highland – May 7, 2014 last_img read more

IBEC North West outlines priorities ahead of General Election 2016

first_img Nine Til Noon Show – Listen back to Wednesday’s Programme RELATED ARTICLESMORE FROM AUTHOR Facebook Google+ WhatsApp Three factors driving Donegal housing market – Robinson GAA decision not sitting well with Donegal – Mick McGrath Calls for maternity restrictions to be lifted at LUH Twitter IBEC North West outlines priorities ahead of General Election 2016 WhatsApp Guidelines for reopening of hospitality sector published center_img Pinterest Google+ By admin – November 20, 2015 Facebook Previous articleDerry security alert ongoing after suspicious object is found on Strand RoadNext articleHSE pledges to end “wage discrimination” against home helps in Donegal admin Twitter Homepage BannerNews Pinterest IBEC North West has launched its General Election campaign oulining its key priorities in the region for the next government.The business representative group says creating jobs and maintaining a positive business enviroment must be the priority for the next administration.Unemployement in the North West has fallen from 17.8% in 2012 to 9.3% in 2015 – IBEC’s Regional Director Terry MacNamara has been outlining what must be done to keep that downward trend going…………Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/11/terryweb.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamiltonlast_img read more